Expert funding services to meet your needs.

Responsive. Friendly. Effective. 

4 Acre Funding Services

Preparation is Key

Purchasing a home is one of the largest investments you'll make in your lifetime. If you're considering buying a home, you know that the process can be challenging and stressful. The many variables to consider when purchasing a home make it important to be prepared.

By having your future home approved for Fannie, Freddie, FHA, VA, USDA or Jumbo loans before submitting an offer on a home. 

We will have your credit, income and assets underwritten while you are searching for a home. A pre-qualification can be a useful tool but a pre-approval can give you the edge over other buyers. 

This is the best way to compete against a cash buyer, and will help you stand out to the sellers.

The Checklist

To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Be prepared to provide:

  • Social Security numbers for both you and any co-borrowers
  • Copies of checking and savings accounts statements for the past two months
  • Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program)
  • Recent paycheck stubs
  • W-2 withholding forms, or income tax returns for the past two years to verify your income and proof of employment
  • The name and address of someone who can verify your employment
  • Residence history for the past two years
  • Sales contract for the purchase of a new home
  • Homeowner's association information with contact information if property is a condo or part of a homeowner's association

2001 E. Robinson St.

Orlando, FL  32803

Phone: (407) 601-1466