Expert funding servicesto meet your needs.
Responsive. Friendly. Effective. Mortgage guidance from pre-approval to closing, coordinated with your home search.
Get pre-approved before you offer.
Purchasing a home is one of the largest investments you will make in your lifetime, and the many variables involved make it important to be prepared.
Have your future home approved for Fannie Mae, Freddie Mac, FHA, VA, USDA or Jumbo loans before you submit an offer. We will have your credit, income and assets underwritten while you are searching for a home.
A pre-qualification can be a useful tool, but a pre-approval gives you the edge over other buyers. It is the best way to compete against a cash buyer and stand out to sellers.
What you will need to apply.
The lender will request a credit report and verify the information in your loan application. Be prepared to provide:
- Social Security numbers for you and any co-borrowers
- Checking and savings account statements for the past two months
- Evidence of other assets such as bonds, stocks or retirement savings (401k or 403b)
- Recent paycheck stubs
- W-2 forms or income tax returns for the past two years to verify income and employment
- The name and address of someone who can verify your employment
- Residence history for the past two years
- The sales contract for the home you are purchasing
- Homeowners association contact information if the property is a condo or in an HOA
Meet the 4 Acre Funding team.
Amy Fouraker, President
Licensed Real Estate Broker · Licensed Mortgage Brokerage
NMLS 368982 · Office NMLS 1600595
Ready to get pre-approved?
Apply online or contact Amy and the 4 Acre Funding team.
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